March 12th, 2012
If you are asking yourself “where can I find a notary,” we obviously believe the best place is right here on FindNotary. We make finding a notary near you extremely simple. Just search by notary or business name or by location. When searching by location, you can find a notary by state, metro, or county, or type in your city.
If you are wondering where to find a notary public near you, chances are pretty high that they’re available in the places you already go.
August 28th, 2012
As of July 1, 2012, Virginia became the first ever state that legally allows people to request online notarization from an electronic notary (enotary), using audio-visual conference technology. With the full support of banks and consumer groups, the SB 827 and HB 2318 bills were submitted as remedy to robosigning and other fraudulent acts.
Under the Virginia law, any person can now get notarization online. However, make sure that the enotary is appointed and commissioned in Virginia. For security purposes, all online notarial acts should be recorded in a video, and should use state-approved identification providers.
August 28th, 2012
So you want to become a notary in the Silver State? Make sure that you are in fact residing in Nevada, or employed therein. If you’re residing in the neighboring states, then you are still eligible to apply to become a Nevada notary. Aside from your residency or employment status, you must also be at least 18 years old, and have never committed any major crimes.
Another step that you need to take is to read the Nevada Revised Statutes Chapter 240 – Notaries Public in order to get yourself fully knowledgeable in what you are getting into. By familiarizing yourself with the notary law and procedures, you can become more comfortable with your new title.
Once appointed by the Secretary of State, you can then perform notary services for a total term of four (4) years. You will earn at least $5.00 for every signature that you affixed on any document like acknowledgments and jurats. You can charge another $2.50 for each additional signature.
August 21st, 2012
Are you looking for an answer to the question, “What are mobile notary services?” If yes, then you came to the right place. Before we delve further with the topic, we may need to discuss first on what is a mobile notary. Is a mobile notary a new breed of notaries public? Well, you can say that they are, but actually a mobile notary is just basically a notary public. They are only called a mobile notary when they start offering notary services to the location of the person requesting notarization. Simply put, a mobile notary travels to your place to witness the signing of documents and perform other notarial acts.
The services that a mobile notary may perform includes the notarization of agreements, loan documents, contracts, deeds, jurats, affidavits, depositions, oaths, real estate documents, and other legal documents. Aside from the standard notary fees for each document notarization, the notary may charge an additional fee for mobile notary services that includes transportation expenses. You may want to visit or call your Secretary of State’s notary department to inquire about the latest rates on notarization.
The biggest advantage of acquiring mobile notary services from a notary public is its convenience. It’s easier for people now to request notarization because they don’t have to find and go to the location of the notary public. This is perfect for older people who can’t travel or those individuals with physical disability or impairment. Additionally, mobile notaries are usually available every during evenings and weekends. Make sure to ask the mobile notary their terms and services.
To have the mobile notary services done properly by the mobile notary, you need to be prepared in terms of the notary requirements. You should be ready to provide any valid proof of identification in order to establish that you are indeed the person signing the document. By the time the notary arrives in your place, you can have your document notarized in no time. In this way, you will not waste the time of the mobile notary public and yours.
August 21st, 2012
Loan documents are the official papers that a borrower needs to sign before a lender advances any monetary funds to the borrower. In loan documents like Escrow Account Disclosure and Closing Instructions, the borrower only needs to sign his or name. However, you need a notary public to notarize loan documents like Subordination Agreement and Deed of Trust. Although, it is recommended to have all your loan documents notarized to protect all parties who signed the loan agreement.
If you are borrowing from an individual, you may enter into an agreement by creating a personal loan document. To make the document official, you may need to have it notarized by a notary public. In doing so, you are protecting yourself from any possible legal complications in the future.
Deed of Trust or Mortgage is one of the documents signed during loan closings. It usually contains the amount of the loan, the property’s description, loan maturity, and loan provisions. To make the loan document a legal binding agreement, a notary public must notarize the deed of trust or mortgage.
The loan document used to insure a loan is the Mortgagor’s Affidavit. This document is commonly used by a Private Mortgage Insurance Company, Veterans Administration, and Federal Housing Administration.
August 21st, 2012
In real estate transactions, it is important that you a have notary public present during the signing of documents to protect you from fraud. Real estate related documents are susceptible to fraud — that’s why you need a notary public to establish that the parties signing the document are indeed themselves.
Notary signing agents are the ones who are specially trained to handle and notarize real estate documents. They are basically commissioned notaries public whose primary roles are to witness and notarize the signatures of the person involved in documents like real estate loan transactions. They are also very knowledgeable in presenting real estate documents.
Aside from their expertise in notarizing legal agreements, notaries public who are also signing agents undergo a specialized training to obtain their certifications, which is currently provided by private associations and organizations. It is important to note that there are still no state, federal, or government body that regulates the licensing of notary signing agents.
July 20th, 2012
If you happen to be a U.S. citizen who is currently situated in a foreign country and needs to have a document notarized, chances are, you are now looking for information on how to get notarized abroad. Fortunately, the United States government and private companies have placed a way for people like you to get notarized overseas. You can either find a U.S. Embassy in the country where you are presently located or you can notarize online. The notary services are also available for non-U.S. citizens if they have documents that are to be used in the United States.
Getting in contact with an online notary is very easy. All you need is a computer and a webcam. Just upload the document you need notarized and connect to SignNow. You will connect to a notary in the United States and can complete your notarization in minutes from any where in the country you are.
If you decide to go the US Embassy route and find it, all you need to do is locate any Consular Official and request for a notary service. The consular officer has the same functions of a notary public in the United States. That is the reason why you still need to personally appear before the consular officer and provide any valid proof of identification, or provide a witness if needed. Regarding witnesses, it is not allowed to have any Embassy staff to stand as your witness — you will need to bring someone who is not connected with the Embassy.
July 17th, 2012
There is a large amount of controversy that surrounds the White House’s rejection of the Interstate Recognition of Notarizations (IRON) Act and it’s universal recognition of out of state notarizations. There were several years that had many attempts that were unsuccessful there was a bill that passed out of Congress as H.R. 3808 in September of 2010. This was then sent to the President for his signature. There were concerns about how the new law’s were going to affect the consumer protections for mortgages. In less than one month later, President Obama vetoed it.
There was a mixed reaction to the bill. Before the concerns of electronic signatures of signing the mortgage foreclosure documents was the IRON Act. This is a bill that was introduced as being able to enhance interstate commerce by creating a federal standard for the notarization of documents. To be recognized as a lawful notarization the law would have required federal and state courts to recognize any lawful notarization made by the notary public who is licensed or commissioned under the laws of any state if:
July 17th, 2012
In all states, there are laws that deal with the validity of any document that is notarized out of state. The Uniform Acknowledgment Act (UAA) was the very first uniform law. This law was adopted by the ULC in 1939. The UAA authorized the recognition of documents that have been notarized in different states without needing any additional authentication of the notary’s authority.
The states of Arkansas, Maryland, Pennsylvania and South Dakota have some form of UAA remaining to this day. This law was replaced in 1968 by the Recognition of Acknowledgments Act (URAA). This law expands the recognition provision of UAA to include all notary services and acts. There are a total of fifteen states that have adopted URAA. The URAA was replaced by the Uniform Law on Notarial Acts (ULONA) in 1982. The law recognizes the validity of all notarial acts that occur out of state. The District of Columbia along with eleven other states have adopted the ULONA.
Out of the twenty four states that have not adopted either the URAA or the ULONA, there are four states that have laws to recognize the validity of all out of state notary acts. There are twenty states that remain who recognize that the acknowledgement prepared by an out of state notary and has laws that recognize the other types of notarial acts and notarized documents require a jurat. These should typically cover both affidavits and depositions.
July 16th, 2012
Below are links to different states and their state electronic notarization laws. An electronic notarization is the digital and now online process in notarizing a document. It mainly involves having an electronic document notarized by an electronic notary or online notary. Many states are already implementing electronic notarizations to provide a more convenient way to perform notarial acts electronically.
Here is a list of state electronic notarization laws:
Have you gotten a document notarized electronically or online?
By Casey Likeness
July 12th, 2012
A notary statement is one of the most valuable business tools that a notary public uses in every notary transaction. In the notary world, notary statements are also known as notary forms. Notaries public are required to familiarize all the different kinds of statements to be used in each request of document notarization. The content of a notary statement varies in each document. These documents may include oaths, acknowledgments, affidavits, depositions, and certificates. Also, each state might have a different requirements on what a notary statement may include in its paragraphs. So make sure to check out your Secretary of State’s website for the latest updates on notary statements.
To have an idea on the different types of notary statement, please see the list below: